Vimoan Vay - Vietnam's leading professional online loan application, providing free consultation services on related loan products, helping customers to easily and conveniently obtain financial solutions that meet their needs. You can easily borrow money online without a guarantor.
Loan Amount: Up to 22,000,000 VND
Loan Term: Minimum 91 days – Maximum 360 days
Interest Rate: Up to 21.9% per year (0.04% – 0.06% daily)
Tax: 8% on the total loan interest
Note: If you think the loan is not suitable, you have the right to refuse the loan, and it is completely free!
Example:
If you borrow VND10,000,000 for 120 days with an annual interest rate of 18.25%, then:
Profit = VND10,000,000 * 120 (days) / 365 * 18.25% = VND600,000
Tax = VND600,000 * 8% = VND48,000
It means the bank account specified in the Processing Instruction to which the Lender shall deposit the Loan Amount.
It means each calendar day since the Payment Period when the Borrower fails to pay the Total Credit Amount within the Payment Period.
It refers to the date shown on the title page, and on that date, the Endorser must pay the Lender the total amount of the Letter of Credit. 2.4 "Data Message". It refers to information created, sent, received, stored or communicated through electronic media. The data notification generated by the Borrower constitutes an electronic instruction to the Lender for the purpose of carrying out credit and credit-related activities. At all times, the above information will be protected by encryption mechanisms and methods.
It refers to information created, sent, received, stored or communicated through electronic media. The data notification generated by the Borrower constitutes an electronic instruction to the Lender for the purpose of carrying out credit and credit-related activities. At all times, the above information will be protected by encryption mechanisms and methods.
It refers to the contract amount signed between the Lender and the Lender in accordance with the amount specified in this Contract and detailed in the "Instructions for Handling".
The loan funds must be used for legal purposes. If the platform finds that the borrower uses the loan in violation of regulations, the platform will take legal measures to deal with it.
Funds are usually received within a few minutes after receiving payment confirmation. We recommend verifying that the bank account provided is a personal account. We also recommend that you check your account balance in person, as you may not always receive a credit notification when transferring money.
After submitting a loan application, a notification is usually sent immediately via SMS or in-app chat. If you do not receive any such information, please check the "Loan Menu" in the application to confirm the current status of your ap
The Borrower shall indemnify the Lender for any expenses, losses or liabilities arising from the following reasons:
Prepayment of part of the loan is allowed under the Credit Agreement without paying prepayment fees. If the entire loan is repaid in advance, you must pay the minimum instalment amount in full and pay the prepayment fee at the rate specified in the Credit Agreement.
If you do not pay, your account will be locked until you pay all bills, and we will continue to remind you if you do not pay. If you fail to pay, we reserve the right to take action in accordance with the Terms of Use, including using a third-party collection service or reporting to the relevant financial institution."